Home buyers often find the process exciting, scary, and overwhelming all at the same time. When you’re ready to move on from your starter home, you will already be familiar with the process, but there are still a few things you might want to consider. Interest Rates Depending on how long ago you bought your […]
This time of year is often a time for decluttering and organizing the home for a fresh start. As you sort through your file cabinet and see how much room all your mortgage documents take up, you may wonder how long you need to hold on to all your mortgage papers. Here’s what you need […]
An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. It’s an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property only transfers to the land contract buyer on fulfillment of the […]
Is Renting Really Better Than Owning a Home? We Think Not! Owning versus renting is an age-old debate. It’s no secret that housing costs have increased in recent years. This has caused many people to rethink the idea of buying a home and instead, opt for renting. But is renting really better than owning a […]
A duplex is a two-family structure. There is some misconception that a duplex is just for investors, but this is simply not true. With the rising rates, some smart home buyers are looking at a duplex as their housing option. This does not require any special financing. HUD allows for two-family homes with FHA financing. […]