Our team of licensed loan officers understands that the process of applying for a mortgage can be confusing, especially for first-time homebuyers. Two terms that often come up in the mortgage application process are pre-approval and pre-qualification. While these terms may seem interchangeable, they actually refer to two different steps in the process! Here we […]
As a mortgage lender, we understand that interest rates play a crucial role in the housing market. When interest rates rise or fall, it can have a significant impact, affecting everything from home prices to the number of homes sold. In this blog post, we will discuss the impact of interest rates on the housing […]
You’ve probably heard the term “cash-out refinance” before. Maybe your neighbor used one to pay for their room addition or buy an RV for your new way of vacationing. Whatever the reason, you can leverage the equity you have built by owning your home, which can help pay for things like home renovation, education, pay off […]
Looking to sell your home fast? Here are some helpful tips to get you on your way. Work with a Licensed Real Estate Agent Who Agrees to Your Time Frame Industry experts recommend you interview at least three agents before signing a contract. Taking this advice will give you a feel for what you can expect marketing […]
If you are getting ready to buy a home, you might want to consider using an FHA loan. What are these mortgages? Here are answers to some of the most frequently asked questions about FHA loans to help you decide if one is right for you. What is an FHA Loan? An FHA loan is […]