Keeping your credit score high and mighty may seem next to impossible, especially when one late payment can sink your score. Thankfully, these three tips can help you avoid missing another payment and keep your score climbing. AUTOPAY IS AMAZING. Autopay is your best friend when it comes to paying bills on time. Most banks, […]
Are you struggling to buy a home because of your low credit score? You’re not alone. Many people are in the same situation. The good news is that there are things you can do to improve your score and make it easier to buy a home. In this blog post, we will discuss some of […]
We are proud to announce that our C.E.O. and President, Melinda “Mindy” Rothenberger, has won the 2022 Mortgage Star Award from Mortgage Women Magazine. Check out Mindy Rothenberger’s write-up in the upcoming issue. We caught up with Mindy Rothenberger, President and C.E.O. of Southpoint Financial Services, a mortgage lender based in Alpharetta Georgia, for a […]
Credit scores may seem complicated, but they’re actually made up of five simple factors: Payment History, Current Balance, Length of Credit History, Mix of Credit, New Credit. Master those, and a high credit score is in the bank. We will discuss each of the 5 factors and the ways that you can improve them. Keep […]
There are 3 main elements to an underwriting approval when you are looking to buy a home. Those elements are Credit, Income, & Assets. These are broken down by knowledgeable and informative loan officers Angelica Reid and Michael Iliff in a three-part C.I.A. discussion, clipped from Southpoint’s First-time Homebuyers Training Webinar. First up, is the […]