In a competitive real estate market, finding the perfect home can be challenging. However, with the right strategies, you can increase your chances of success. In this blog post, we’ll share some tips for finding the perfect home in a competitive market. Get pre-approved for a mortgage: Before you start house hunting, it’s essential to […]
We understand that the process of buying a home can be overwhelming. There are many factors to consider, including the mortgage application process, credit score requirements, and home appraisals. However, one critical aspect of the mortgage process that is often overlooked is the importance of home appraisals. A home appraisal is a professional assessment of […]
As a mortgage lender, we understand that interest rates play a crucial role in the housing market. When interest rates rise or fall, it can have a significant impact, affecting everything from home prices to the number of homes sold. In this blog post, we will discuss the impact of interest rates on the housing […]
Here at Southpoint Financial Services, we often get asked about the benefits of refinancing a home. Refinancing can be an excellent way to save money on your monthly mortgage payments, access cash, or even shorten the length of your mortgage term. In this blog post, we will explore the benefits of refinancing your home and […]
You’ve probably heard the term “cash-out refinance” before. Maybe your neighbor used one to pay for their room addition or buy an RV for your new way of vacationing. Whatever the reason, you can leverage the equity you have built by owning your home, which can help pay for things like home renovation, education, pay off […]