In today’s hot seller market, it may be challenging to find and buy a home as quickly as you would like. As of February 2022, the average mortgage loan took 60 days to complete from start to finish. (The good news is Southpoint Financial isn’t average. We just closed a VA loan in 11 days. […]
When you find the right home to buy, you make an offer, put down a deposit once your offer is accepted, and sign a sales contract. Then you move on to inspections and financing. Pretty straightforward. But what if something goes wrong during the closing process? What if you are not able to qualify for […]
U.S. home prices have jumped 20 percent in the past year, making it increasingly harder for many Americans to buy a home on their own. To be able to break into the housing market, more and more buyers are going in together with siblings or parents on the cost of a property. And many people […]
Home buyers often find the process exciting, scary, and overwhelming all at the same time. When you’re ready to move on from your starter home, you will already be familiar with the process, but there are still a few things you might want to consider. Interest Rates Depending on how long ago you bought your […]
This time of year is often a time for decluttering and organizing the home for a fresh start. As you sort through your file cabinet and see how much room all your mortgage documents take up, you may wonder how long you need to hold on to all your mortgage papers. Here’s what you need […]