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4 Types of mortgage providers

What are the 4 types of Mortgage Providers? 1. Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is a mortgage banker. Some companies […]

What is manual underwriting?

What is manual underwriting? When you fill out an application with a mortgage lender, the lender will run your application through an automated underwriting system.  These systems have algorithms that include all the underwriting guidelines from Freddie Mac & Fannie Mae and match the information on your loan application with those guidelines.  An actual underwriter […]

Never Miss Another Payment

Keeping your credit score high and mighty may seem next to impossible, especially when one late payment can sink your score. Thankfully, these three tips can help you avoid missing another payment and keep your score climbing. AUTOPAY IS AMAZING. Autopay is your best friend when it comes to paying bills on time. Most banks, […]