Latest Articles

What is a Cash-Out Refinance?

You’ve probably heard the term “cash-out refinance” before. Maybe your neighbor used one to pay for their room addition or buy an RV for your new way of vacationing. Whatever the reason, you can leverage the equity you have built by owning your home, which can help pay for things like home renovation, education, pay off […]

5 Tips to Sell Your Home Fast

Looking to sell your home fast?  Here are some helpful tips to get you on your way. Work with a Licensed Real Estate Agent Who Agrees to Your Time Frame Industry experts recommend you interview at least three agents before signing a contract. Taking this advice will give you a feel for what you can expect marketing […]

Avoid Home-Buying Delays

In today’s hot seller market, it may be challenging to find and buy a home as quickly as you would like. As of February 2022, the average mortgage loan took 60 days to complete from start to finish. (The good news is Southpoint Financial isn’t average. We just closed a VA loan in 11 days. […]

What is a Mortgage Contingency?

When you find the right home to buy, you make an offer, put down a deposit once your offer is accepted, and sign a sales contract. Then you move on to inspections and financing. Pretty straightforward. But what if something goes wrong during the closing process? What if you are not able to qualify for […]