Do you really need a budget? Isn’t that just a boring list of numbers that means you never get to spend money on what you want? A budget is really just a way to take control of your finances. It does not necessarily mean you can’t ever spend your money on what you want; it […]
Some may question the necessity of an emergency fund. After all, is it really necessary? How do you go about it? Does it need to be a huge amount? Here are some ideas and suggestions that should help answer these questions. Is an Emergency Fund Necessary? Generally speaking, yes, an emergency fund is necessary. […]
You’ve probably heard that getting everyone involved is important to the success of your family budget. But you may be wondering if that’s really necessary, or how to even do it. Here are some family budget tips and ideas to get everyone involved. Be Open Sometimes parents try to hide their financial situation from […]
For some people, having a family budget means whipping out the calculator at every purchase, or viewing the budget on their mobile device in the grocery store. For others, a family budget is just a formality and they never really glance at it. Between these extremes are those who sort of use their family budget […]
Whether you’re improving your credit by enlisting the help of a professional or tackling the task on your own, here are six essential steps to follow on your journey to better credit. ASSESSING YOUR CREDIT REPAIR SITUATION To improve your credit score you need to get to know your credit score. Pull your credit […]