So you have a family budget. There’s only one problem – you haven’t stuck with it! Maybe your budget is nicely outlined and detailed, but sits unused on your computer or in your desk drawer. Formulating a budget is a challenge, but once you have it done, it doesn’t do any good unless you stick […]
Should you file for bankruptcy or not? This is a decision many are wrestling with. The truth is, you probably have more options than you realize. Here are six of the best: #1) Negotiate Initially, you should call up the companies you owe money to and attempt to arrange an alternative payment plan. In […]
Are those annoying debt collector calls getting to you? If a company believes you owe them a debt, they do legally have the right to contact you to retrieve that debt. However, in just 30 minutes of work, you can get them to never contact you again. Here’s how to get debt collectors of all […]
4 Simple Debt Reduction Steps to Try before Seeking Professional Help Going to a debt consolidation agency should be avoided if at all possible. Millions of people worldwide manage to climb out of debt – without the help of such agencies. Here are some techniques you can and should try before resorting to debt consolidation. […]
Programming your destination into GPS ensures you’re on the best route. Financial goals work exactly the same way. Writing down realistic, achievable money goals provides a financial map to your future. Here are three steps to help you achieve these goals: 1. Keep an eye on your credit. You don’t need to check it every […]