Do you really need a budget? Isn’t that just a boring list of numbers that means you never get to spend money on what you want? A budget is really just a way to take control of your finances. It does not necessarily mean you can’t ever spend your money on what you want; it […]
Some may question the necessity of an emergency fund. After all, is it really necessary? How do you go about it? Does it need to be a huge amount? Here are some ideas and suggestions that should help answer these questions. Is an Emergency Fund Necessary? Generally speaking, yes, an emergency fund is necessary. […]
You can remove bad items from your report and handle your own credit repair. Mistakes to your credit report can happen. A creditor may report a late payment incorrectly, or you could be the victim of mistaken identity. But, any inaccurate item showing up on your credit report that’s damaging can be removed. The credit bureau […]
You’ve probably heard that getting everyone involved is important to the success of your family budget. But you may be wondering if that’s really necessary, or how to even do it. Here are some family budget tips and ideas to get everyone involved. Be Open Sometimes parents try to hide their financial situation from […]
Knowing how long certain negative credit sticks around can make a big difference in how you plan to improve your credit in the long run. If you have negative items on your credit report, how long does it really take for them to disappear? Here’s everything you need to know about when items disappear from […]