Latest Articles

The Benefits of a Pre-Approval

If you’re in the market for a new home, getting pre-approved for a mortgage should be one of the first steps you take. Pre-approval is a process that involves a lender reviewing your financial information and providing you with an estimate of how much you can borrow for a mortgage. In this blog post, we’ll […]

5 ways to improve your credit score

If you’re thinking of applying for a mortgage, it’s important to have a good credit score. Your credit score not only determines your eligibility for a mortgage, but it can also impact the interest rate you’ll be offered. With that in mind, here are 5 ways to improve your credit score before applying for a […]

Why does good credit matter?

A mortgage is a significant financial decision for anyone, and lenders use a variety of criteria to evaluate the creditworthiness of borrowers. One of the key factors they consider is the borrower’s credit score. A credit score is a number that represents creditworthiness based on credit history. The higher the credit score, the better the […]

The difference between pre-approval and pre-qualif...

Our team of licensed loan officers understands that the process of applying for a mortgage can be confusing, especially for first-time homebuyers. Two terms that often come up in the mortgage application process are pre-approval and pre-qualification. While these terms may seem interchangeable, they actually refer to two different steps in the process! Here we […]

The Reason Lenders Need to Pull Credit

The steps toward purchasing a home are an exciting endeavor, but sometimes it can get overwhelming. Typical home purchases are financed with assistance from lending entities. These lenders offer varying interest rates and timelines for loan repayment, and they determine these criteria based on a variety of factors including an individual’s credit score, income, and […]