Living in Atlanta, we define the City in much broader terms. Georgians consider the surrounding five metro counties to be Atlanta. There are USDA loans available in these counties. For example, north of the city in Forsyth County, there are pockets that allow USDA 100% financing loans. USDA has a very nice search tool. It […]
Creative budgeting can be a game-changer if you’re trying to save money or get a better handle on your finances. Your family budget does not necessarily have to fit a template, and even if you do use a template, you can customize it. A budget that fits your style and family dynamic tends to be […]
A secured credit card can be opened by anybody, even if you’ve just gone through foreclosure and bankruptcy. If you have a poor credit history, the only way to build credit is to open an account and start making on-time payments regularly. Unfortunately, people with poor credit will have a hard time opening a new […]
You can remove bad items from your report and handle your own credit repair. Mistakes to your credit report can happen. A creditor may report a late payment incorrectly, or you could be the victim of mistaken identity. But, any inaccurate item showing up on your credit report that’s damaging can be removed. The credit bureau […]
Knowing how long certain negative credit sticks around can make a big difference in how you plan to improve your credit in the long run. If you have negative items on your credit report, how long does it really take for them to disappear? Here’s everything you need to know about when items disappear from […]