Latest Articles

Will a HELOC Affect Your Credit Score?

With home prices soaring over the past few years, homeowner equity is at all-time highs. It could be a great time to tap into some of that equity to pay off debts or finally make those home improvements you’ve been dreaming about. One of the most common ways to borrow against your home’s value is […]

What is a land contract?

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. It’s an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property only transfers to the land contract buyer on fulfillment of the […]

Owning Versus Renting

 Is Renting Really Better Than Owning a Home? We Think Not! Owning versus renting is an age-old debate. It’s no secret that housing costs have increased in recent years. This has caused many people to rethink the idea of buying a home and instead, opt for renting. But is renting really better than owning a […]

What is a duplex?

A duplex is a two-family structure. There is some misconception that a duplex is just for investors, but this is simply not true. With the rising rates, some smart home buyers are looking at a duplex as their housing option. This does not require any special financing. HUD allows for two-family homes with FHA financing. […]

What are multigenerational homes

Designed to house multiple generations in one property, multigenerational homes are making a comeback. With the prices of homes on the rise and a sneaking sense of a recession in the air, many families are considering living together. This can work for some but might be tricky. Here are some multigenerational home scenarios: A recent […]