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Spring, TX

21021 Springbrook Plaza Dr, Suite 220 Spring, TX 77379


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The Spring TX Mortgage Company You Can Trust for Home Loans

Home loan professionals serving Spring, TX and the surrounding areas with outstanding customer service, expedient closings, and unparalleled industry expertise. 

Buying or refinancing a home is a significant financial decision. The choices made by a borrower during a home purchase or refinance will have long-term impacts, lasting decades in most cases. Considering this, we know how daunting the entire process can seem, especially for first-time buyers

The professionals at SouthPoint Financial Services are proven mortgage lending experts with an understanding that your goals matter most. As you navigate the home loan process, we remain available as trusted resources for you every step of the way.

Spring, Texas Local Lender 

Because we live where you live, you get personalized lending service with friendly, accessible mortgage professionals who provide prompt, accurate help whenever needed. We are based in Spring, Texas, and have over ten state licenses covering almost the entire state of Texas. Even though our reach is broad, our customer service and focus on providing outstanding lending solutions makes us the mortgage company of choice for Spring, TX borrowers. 

Have a question about interest rates, monthly payments or closing costs? These three subjects are what many home buyers consider most when shopping for a home loan. We are happy to go over all of your options and make the path to home ownership as quick and hassle-free as possible. It all starts when you submit an application for a home loan. 

Want to know more about the various types of loans available, like VA loans and other government programs? Visit our loan options page for more information. SouthPoint Financial Services specializes in matching the ideal loan type with the unique needs of the customer, resulting in the most sensible financial solution for the borrower. Start the 3 Steps, Get in Touch with Us Today 

Pre-qualification. Pre-approval. Approval. 

These are the three critical steps necessary to move your application forward through the loan process. The home buying experience doesn’t have to be confusing and complicated. To help make sense of all of it, rely on SouthPoint Financial Services as a partner for your long-term financial success. 

For home buyers or those looking to refinance in Spring, TX, an expert mortgage lender is right next door with SouthPoint Financial Services. Contact us today. We look forward to working with you.

Learn about your options

Loan Options

Are you on the market for a home for you and your family? Do you want to refinance your current mortgage? If so, Southpoint Financial has affordable home loan options to help you purchase the home of your dreams. We offer personalized services to ensure you obtain the mortgage that's best for you and your family.

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Adjustable Rate

An Adjustable Rate Mortgage loan (ARM loan) typically offers better interest rates than a fixed rate mortgage, allowing you to save a substantial amount of money in interest. They also are riskier because monthly payments and interest rates can fluctuate from year to year. However, even with the added risk, an ARM loan could be the ideal lending option depending on your specific situation.

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FHA loans are very popular for first-time homebuyers. These loans are insured through the Federal Housing Administration, or FHA. This backing by the FHA enables qualified lenders to offer credit to prospective home buyers with less than perfect credit. This, in turn, makes home ownership a reality for many families who otherwise may be denied credit by private lenders.

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Fixed Rate

Fixed rate mortgage loans are the most common home loan option on the market today. But just because it's popular doesn't mean that it is ideal for you. It is important to understand what a fixed-rate mortgage is before determining if it is the right option for you.

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Reverse Mortgage

Are you a senior over the age of 62 and struggling to find the financial resources to maintain your current lifestyle or keep up with necessary home repairs? If so, a reverse mortgage home loan may be the right solution for you. This type of reverse loan home mortgage can put money in your pocket now to spend on the things you need.

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USDA loans offer one of the best ways for low- to moderate-income families to make their dream of home ownership a reality. These loans are guaranteed by the U.S. Department of Agriculture, which enable families who may be ineligible for traditional home financing options the ability to secure a home loan. The purpose of the program is to spur home ownership in rural areas.

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At Southpoint Financial, we realize the great sacrifice the many men and women in uniform and their families have made while serving our country. As a means of honoring this dedication, we are pleased to offer hassle-free VA home loans for active duty military and veterans. As a qualified lender for VA loans, we work directly with military members and veterans to help secure the long-term financing they need to purchase a home.

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Tom Raines
Regional Manager
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Beverly Herring
Sr. Loan Officer
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Joy Burns
Loan Officer
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David Petrie
Branch Manager
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Charlotte Zornes
Sr. Loan Officer
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