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Navarre, FL

8143 Navarre Parkway Navarre, FL 32566

(850) 583-9462

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Local Mortgage Lenders Navarre FL

Are you looking for a new home?  Do you want to refinance your existing mortgage loan?  Are you an investor with a new opportunity?  If you answer yes to any of those questions, Southpoint Financial offers you the type of customer service that will make obtaining mortgage loans or refinancing your home a pleasant experience.

Delay-Free Loans

Time is important when you need a mortgage loan, whether it’s your first or fifteenth.  And, if you’re an investor, you probably need to move quickly to close that deal!

  • We’ve developed internal processes that are streamlined without sacrificing service or accuracy.
  • We’re one of the few mortgage lenders that manage every step of the process in-house; we have our own processing, underwriting and document preparation.
  • We’ve eliminated the red tape, and our customers love it.

The Right Loan for You

Every borrower is faced with an almost overwhelming choice of mortgage loans.  But, there’s only one that is right for you.  We’ll protect your interests and only recommend loans that meet your requirements.

  • We’ll educate you on the types of loans that are available and identify those that would work best for you.
  • We put your interests above just “making a sale.”
  • We give a Loan Estimate Fee Worksheet to everyone we work with.  We never want you to be surprised by the costs and fees associated with your loan.

With our years of experience, and a staff of knowledgeable underwriters and loan officers, we’re prepared to make sure you choose the right loan and offer a wide range to suit a variety of situations.  We can offer you government-backed loans and conventional home mortgages.

  • VA Loans
  • FHA Loans
  • Adjustable Rate
  • Fixed Rate
  • Reverse Mortgages
  • USDA Loans
  • HARP Loans for Refinancing

We understand that loan documents can be difficult to understand and that each person who needs a mortgage loan is unique.  We’ll work with you to understand your goals and we have the expertise to make sure you get a loan that meets your needs.  When you want a local mortgage lender in Navarre, Southpoint Financial is here and we’re ready to start working for you.

Learn about your options

Loan Options

Are you on the market for a home for you and your family? Do you want to refinance your current mortgage? If so, Southpoint Financial has affordable home loan options to help you purchase the home of your dreams. We offer personalized services to ensure you obtain the mortgage that's best for you and your family.

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Adjustable Rate

An Adjustable Rate Mortgage loan (ARM loan) typically offers better interest rates than a fixed rate mortgage, allowing you to save a substantial amount of money in interest. They also are riskier because monthly payments and interest rates can fluctuate from year to year. However, even with the added risk, an ARM loan could be the ideal lending option depending on your specific situation.

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FHA loans are very popular for first-time homebuyers. These loans are insured through the Federal Housing Administration, or FHA. This backing by the FHA enables qualified lenders to offer credit to prospective home buyers with less than perfect credit. This, in turn, makes home ownership a reality for many families who otherwise may be denied credit by private lenders.

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Fixed Rate

Fixed rate mortgage loans are the most common home loan option on the market today. But just because it's popular doesn't mean that it is ideal for you. It is important to understand what a fixed-rate mortgage is before determining if it is the right option for you.

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Reverse Mortgage

Are you a senior over the age of 62 and struggling to find the financial resources to maintain your current lifestyle or keep up with necessary home repairs? If so, a reverse mortgage home loan may be the right solution for you. This type of reverse loan home mortgage can put money in your pocket now to spend on the things you need.

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USDA loans offer one of the best ways for low- to moderate-income families to make their dream of home ownership a reality. These loans are guaranteed by the U.S. Department of Agriculture, which enable families who may be ineligible for traditional home financing options the ability to secure a home loan. The purpose of the program is to spur home ownership in rural areas.

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At Southpoint Financial, we realize the great sacrifice the many men and women in uniform and their families have made while serving our country. As a means of honoring this dedication, we are pleased to offer hassle-free VA home loans for active duty military and veterans. As a qualified lender for VA loans, we work directly with military members and veterans to help secure the long-term financing they need to purchase a home.

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Amanda Adamson
Mortgage Loan Originator
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