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Allentown, PA

2030 Tilghman St. Suite 105A Allentown, PA 18104

(484) 406-3429

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Local Mortgage Lenders, Allentown PA

If you’re looking for a home loan or you want to refinance your existing mortgage, you need a local mortgage lender in Allentown, PA you can trust.  Southpoint Financial Services has been serving the Southeast since 1997, and we’re here to help.

Get Loans Fast

At Southpoint, we pride ourselves on making sure you get the home loan you need when you need it.

  • Our process is designed to be nimble, but we never sacrifice service or accuracy.
  • Our in-house underwriters work closely with our loan officers to improve our service levels by avoiding needless delays.
  • Our decisions are made in-house, so you’ll never need to wait for a committee meeting or other red tape.

Get the Right Home Loan

Finding the right loan can be difficult. The number of available mortgage loans can be overwhelming, but not all of them are the right ones for you.  We take our fiduciary responsibility to the borrower very seriously.

  • Our loan officers will educate you on the loans that are available, and recommend a loan option based on your specific situation.
  • Our loan officers will guide you through each step of the loan process.
  • Our process goes beyond what is required by law – we produce a Loan Estimate Fee Worksheet to every borrower to make sure you see all the costs and fees that are associated with a loan.

We work with every type of borrower, including first-time homebuyers, experienced homebuyers or investors, to finance a new purchase or refinance an existing loan.  In addition, we offer a wide range of loan types:

  • Adjustable Rate
  • Fixed Rate
  • Reverse Mortgages
  • VA Loans
  • FHA Loans
  • USDA Loans
  • HARP Refinancing Loans

When you’re looking for local mortgage lenders in Allentown, work with the local mortgage lenders who always act in the best interest of the borrower. 

Learn about your options

Loan Options

Are you on the market for a home for you and your family? Do you want to refinance your current mortgage? If so, Southpoint Financial has affordable home loan options to help you purchase the home of your dreams. We offer personalized services to ensure you obtain the mortgage that's best for you and your family.

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Adjustable Rate

An Adjustable Rate Mortgage loan (ARM loan) typically offers better interest rates than a fixed rate mortgage, allowing you to save a substantial amount of money in interest. They also are riskier because monthly payments and interest rates can fluctuate from year to year. However, even with the added risk, an ARM loan could be the ideal lending option depending on your specific situation.

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FHA loans are very popular for first-time homebuyers. These loans are insured through the Federal Housing Administration, or FHA. This backing by the FHA enables qualified lenders to offer credit to prospective home buyers with less than perfect credit. This, in turn, makes home ownership a reality for many families who otherwise may be denied credit by private lenders.

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Fixed Rate

Fixed rate mortgage loans are the most common home loan option on the market today. But just because it's popular doesn't mean that it is ideal for you. It is important to understand what a fixed-rate mortgage is before determining if it is the right option for you.

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Reverse Mortgage

Are you a senior over the age of 62 and struggling to find the financial resources to maintain your current lifestyle or keep up with necessary home repairs? If so, a reverse mortgage home loan may be the right solution for you. This type of reverse loan home mortgage can put money in your pocket now to spend on the things you need.

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USDA loans offer one of the best ways for low- to moderate-income families to make their dream of home ownership a reality. These loans are guaranteed by the U.S. Department of Agriculture, which enable families who may be ineligible for traditional home financing options the ability to secure a home loan. The purpose of the program is to spur home ownership in rural areas.

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At Southpoint Financial, we realize the great sacrifice the many men and women in uniform and their families have made while serving our country. As a means of honoring this dedication, we are pleased to offer hassle-free VA home loans for active duty military and veterans. As a qualified lender for VA loans, we work directly with military members and veterans to help secure the long-term financing they need to purchase a home.

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Elizabeth (Liz) Burda
Mortgage Originator
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