800-573-6247

5955 Shiloh Rd, E, Suite 205, Alpharetta, GA 30005

“A Georgia residental mortgagee” #13475

Locations

Find A Location Near You

SouthPoint Financial Services is a full service, Georgia based, mortgage lender which offers government backed loans and conventional loans. We can help you buy your first home or refinance your existing home, vacation home, or investment property. We've also expanded to twelve states to better service clients around the country.

We are also one of the few local mortgage lenders that handle every step of the process with in-house processing, underwriting and document preparation.
Find A Loan Officer  Apply Now

Corporate Office
5955 Shiloh Rd E
Suite 205
Alpharetta, GA 30005
(770) 205-6995


Looking for a home loan? Want to refinance your home loan? The process of finding the right loan can be confusing and frustrating, but you won’t have that experience when you work with Southpoint Financial Services.

We’ve established a loan process that is fast, accurate and tailored to your personal needs. Our highly capable loan officers have years of experience, and we’ve been serving the Southeast since 1997.

Fast Home Loans


We’ll work with you to ensure you get the home loan that fits your needs.

We use streamlined processes that are effective without sacrificing accuracy or service.
We offer excellent service without typical delays because our in-house underwriters and loan officers work together seamlessly.
We make decisions in-house without a lot of red tape.

Find Loans that Meet Your Needs


What’s the right loan for you? There are an overwhelming number of mortgage loans to choose from. We’re serious about making sure you get a loan that is in your best interest.

 We’ll recommend a mortgage loan that is tailored to your circumstances.
 We’ll educate you on all the loans and lead you through each step of the process.
 We’ll give you a Loan Estimate Fee Worksheet – you’ll see the costs and fees that are included in your loan.

It doesn’t matter if you’re a first-time homebuyer or someone who has bought several homes, you’ll get our best. We offer the same level of service to investors, too. We pride ourselves on being flexible whenever we can, but we always put your needs before “making a sale.” You’ll be able to choose from a variety of loans, including:  Adjustable Rate
 Fixed Rate
 Reverse Mortgages
 VA Loans
 FHA Loans
 USDA Loans
 HARP Refinancing Loans

If you need a local mortgage lender in Alpharetta, Southpoint Financial is the company with the expertise to make your purchase easy.

Find A Loan Officer  Apply Now

2030 Tilghman St.
Suite 105A
Allentown, PA 18104
(484) 406-3429


If you’re looking for a home loan or you want to refinance your existing mortgage, you need a local mortgage lender in Allentown, PA you can trust. Southpoint Financial Services has been serving the Southeast since 1997, and we’re here to help.

Get Loans Fast


At Southpoint, we pride ourselves on making sure you get the home loan you need when you need it.

 Our process is designed to be nimble, but we never sacrifice service or accuracy.
 Our in-house underwriters work closely with our loan officers to improve our service levels by avoiding needless delays.
 Our decisions are made in-house, so you’ll never need to wait for a committee meeting or other red tape.

Get the Right Home Loan


Finding the right loan can be difficult. The number of available mortgage loans can be overwhelming, but not all of them are the right ones for you. We take our fiduciary responsibility to the borrower very seriously.

 Our loan officers will educate you on the loans that are available, and recommend a loan option based on your specific situation.
 Our loan officers will guide you through each step of the loan process.
 Our process goes beyond what is required by law – we produce a Loan Estimate Fee Worksheet to every borrower to make sure you see all the costs and fees that are associated with a loan.

We work with every type of borrower, including first-time homebuyers, experienced homebuyers or investors, to finance a new purchase or refinance an existing loan. In addition, we offer a wide range of loan types:

 Adjustable Rate
 Fixed Rate
 Reverse Mortgages
 VA Loans
 FHA Loans
 USDA Loans
 HARP Refinancing Loans

When you’re looking for local mortgage lenders in Allentown, work with the local mortgage lenders who always act in the best interest of the borrower.

Find A Loan Officer  Apply Now

123 W. Washington Avenue
Athens, TN 37303


If you’re looking for a home loan or you want to refinance your existing mortgage, you need a local mortgage lender in Athens, TN you can trust. Southpoint Financial Services has been serving the Southeast since 1997, and we’re here to help.

Get Loans Fast


At Southpoint, we pride ourselves on making sure you get the home loan you need when you need it.

 Our process is designed to be nimble, but we never sacrifice service or accuracy.
 Our in-house underwriters work closely with our loan officers to improve our service levels by avoiding needless delays.
 Our decisions are made in-house, so you’ll never need to wait for a committee meeting or other red tape.

Get the Right Home Loan


Finding the right loan can be difficult. The number of available mortgage loans can be overwhelming, but not all of them are the right ones for you. We take our fiduciary responsibility to the borrower very seriously.

 Our loan officers will educate you on the loans that are available, and recommend a loan option based on your specific situation.
 Our loan officers will guide you through each step of the loan process.
 Our process goes beyond what is required by law – we produce a Loan Estimate Fee Worksheet to every borrower to make sure you see all the costs and fees that are associated with a loan.

We work with every type of borrower, including first-time homebuyers, experienced homebuyers or investors, to finance a new purchase or refinance an existing loan. In addition, we offer a wide range of loan types:

 Adjustable Rate
 Fixed Rate
 Reverse Mortgages
 VA Loans
 FHA Loans
 USDA Loans
 HARP Refinancing Loans

When you’re looking for local mortgage lenders in Athens, work with the local mortgage lenders who always act in the best interest of the borrower.

Find A Loan Officer  Apply Now

6600 Peachtree Dunwoody Rd.
Bldg 400, Suite 100
Atlanta, GA 30328
(866) 997-0783


Are you buying a home for your family? Are you a real estate investor with a new opportunity? Maybe you want to refinance your home at a better interest rate. Whatever your situation, Southpoint Financial Services is a company you can trust to find the right mortgage loan for you.

Quick Loans with No Red Tape


We’ll get you the right loan when you need it with our streamlined mortgage loan processes.

 We’ve built a mortgage loan process that is extremely flexible but doesn’t scrimp on service or accuracy.
 We’ve brought all loan functions in-house. Our underwriters and loan officers work together closely to prepare documents and process paperwork in the most efficient way.
 We don’t need to wait for committee meetings or another red tape before making a decision on your mortgage loan.

Easy Loan Choices


There are a wide variety of mortgage loans available, but they’re not all right for you. At Southpoint Financial, we understand how overwhelming shopping for loans can be. We work hard to protect your interests and to ensure that you understand the loan alternatives. We also want you to feel comfortable throughout the loan process.

 Our loan officers focus on education; we want you to understand the pros and cons of different types of loans, and we’ll only suggest loans that meet your needs.
 The process to refinance a loan is somewhat different from obtaining a new loan, but we’ll walk you through the entire process.
 We go beyond what the law requires to provide you with a Loan Estimate Fee Worksheet so that you can review all the costs and fees associated with a mortgage loan.

We’ll help you get pre-qualified, pre-approved and approved for your loan. To make sure you get the right loan for you, we offer a wide range of loan types:

 Adjustable Rate  Fixed Rate  VA Loans  FHA Loans  USDA Loans  Reverse Mortgages  HARP Refinancing Loans Don’t trust one of the largest purchases you will ever make to just anyone. When you’re looking for the best local mortgage lenders in Atlanta, Southpoint Financial will help you reach your goals.

Find A Loan Officer  Apply Now

If you’re looking for a home loan or you want to refinance your existing mortgage, you need a local mortgage lender in South Carolina you can trust. Southpoint Financial Services has been serving the Southeast since 1997, and we’re here to help.

Get Loans Fast


At Southpoint, we pride ourselves on making sure you get the home loan you need when you need it.

 Our process is designed to be nimble, but we never sacrifice service or accuracy.
 Our in-house underwriters work closely with our loan officers to improve our service levels by avoiding needless delays.
 Our decisions are made in-house, so you’ll never need to wait for a committee meeting or other red tape.

Get the Right Home Loan


Finding the right loan can be difficult. The number of available mortgage loans can be overwhelming, but not all of them are the right ones for you. We take our fiduciary responsibility to the borrower very seriously.

 Our loan officers will educate you on the loans that are available, and recommend a loan option based on your specific situation.
 Our loan officers will guide you through each step of the loan process.
 Our process goes beyond what is required by law – we produce a Loan Estimate Fee Worksheet to every borrower to make sure you see all the costs and fees that are associated with a loan.

We work with every type of borrower, including first-time homebuyers, experienced homebuyers or investors, to finance a new purchase or refinance an existing loan. In addition, we offer a wide range of loan types:

 Adjustable Rate
 Fixed Rate
 Reverse Mortgages
 VA Loans
 FHA Loans
 USDA Loans
 HARP Refinancing Loans

When you’re looking for local mortgage lenders in South Carolina, work with the local mortgage lenders who always act in the best interest of the borrower.

Find A Loan Officer  Apply Now

If you’re looking for a home loan or you want to refinance your existing mortgage, you need a local mortgage lender in Nashville, TN you can trust. Southpoint Financial Services has been serving the Southeast since 1997, and we’re here to help.

Get Loans Fast


At Southpoint, we pride ourselves on making sure you get the home loan you need when you need it.

 Our process is designed to be nimble, but we never sacrifice service or accuracy.
 Our in-house underwriters work closely with our loan officers to improve our service levels by avoiding needless delays.
 Our decisions are made in-house, so you’ll never need to wait for a committee meeting or other red tape.

Get the Right Home Loan


Finding the right loan can be difficult. The number of available mortgage loans can be overwhelming, but not all of them are the right ones for you. We take our fiduciary responsibility to the borrower very seriously.

 Our loan officers will educate you on the loans that are available, and recommend a loan option based on your specific situation.
 Our loan officers will guide you through each step of the loan process.
 Our process goes beyond what is required by law – we produce a Loan Estimate Fee Worksheet to every borrower to make sure you see all the costs and fees that are associated with a loan.

We work with every type of borrower, including first-time homebuyers, experienced homebuyers or investors, to finance a new purchase or refinance an existing loan. In addition, we offer a wide range of loan types:

 Adjustable Rate
 Fixed Rate
 Reverse Mortgages
 VA Loans
 FHA Loans
 USDA Loans
 HARP Refinancing Loans

When you’re looking for local mortgage lenders in Nashville, work with the local mortgage lenders who always act in the best interest of the borrower.

Find A Loan Officer  Apply Now

8143 Navarre Parkway
Navarre, FL 32566
(850) 936-0422


Are you looking for a new home? Do you want to refinance your existing mortgage loan? Are you an investor with a new opportunity? If you answer yes to any of those questions, Southpoint Financial offers you the type of customer service that will make obtaining mortgage loans or refinancing your home a pleasant experience.

Delay-Free Loans


Time is important when you need a mortgage loan, whether it’s your first or fifteenth. And, if you’re an investor, you probably need to move quickly to close that deal!

We’ve developed internal processes that are streamlined without sacrificing service or accuracy.
We’re one of the few mortgage lenders that manage every step of the process in-house; we have our own processing, underwriting and document preparation.
We’ve eliminated the red tape, and our customers love it.

The Right Loan for You


Every borrower is faced with an almost overwhelming choice of mortgage loans. But, there’s only one that is right for you. We’ll protect your interests and only recommend loans that meet your requirements.

 We’ll educate you on the types of loans that are available and identify those that would work best for you.
 We put your interests above just “making a sale.”
 We give a Loan Estimate Fee Worksheet to everyone we work with. We never want you to be surprised by the costs and fees associated with your loan.

With our years of experience, and a staff of knowledgeable underwriters and loan officers, we’re prepared to make sure you choose the right loan and offer a wide range to suit a variety of situations. We can offer you government-backed loans and conventional home mortgages.

 Adjustable Rate
 Fixed Rate
 Reverse Mortgages
 VA Loans
 FHA Loans
 USDA Loans
 HARP Refinancing Loans

We understand that loan documents can be difficult to understand and that each person who needs a mortgage loan is unique. We’ll work with you to understand your goals and we have the expertise to make sure you get a loan that meets your needs. When you want a local mortgage lender in Navarre, Southpoint Financial is here and we’re ready to start working for you.

Find A Loan Officer  Apply Now

2015 Hwy 154 Suite 108
Newnan, GA 30265
(770) 693-0645


Southpoint Financial Services is the lender of choice for many homebuyers and investors. We’ve served the Southeast since 1997, and we have the expertise to make the mortgage loan process run very smoothly.

Fast Home Loans


We’ve structured our business to provide service that is accurate, tailored to your personal situation and fast. You’ll know you have the right loan at the right time.

We don’t sacrifice accuracy or excellent customer service; our business processes are structured to make obtaining a mortgage loan easy.
We’re one of a handful of Georgia mortgage lenders who do everything in-house; we do our own processing, underwriting and document preparation.
We don’t like red tape, and all of our decisions are made in-house without waiting for committee meetings like some of the local banks.

We’ll Watch Out for You


It’s sometimes too easy for loan officers to steer borrowers toward a mortgage loan that counts as a sale, but doesn’t serve the customer. We take your welfare seriously as you choose among the wide range of mortgage loan options.

We’ll only recommend mortgage loans that are tailored to your personal situation and help you meet your goals.
We’ll take the time to educate you about all of your choices and walk you through each step of the process.
We’ll prepare a Loan Estimate Fee Worksheet – you’ll always know what costs and fees are included in your loan.

We work with a variety of customers – first-time homebuyers, experienced homebuyers and investors. Sometimes our clients are financing a home for their personal use, and sometimes they’re financing a vacation home. To ensure that we can meet all of our customers’ needs, we offer a wide range of mortgage loans.

 Adjustable Rate
 Fixed Rate
 Reverse Mortgages
 VA Loans
 FHA Loans
 USDA Loans
 HARP Refinancing Loans

Regardless of whether you’re looking for your first loan or your tenth, you’ll find the expertise and professionalism you need when you work with Southpoint Financial.

Find A Loan Officer  Apply Now

21021 Springbrook Plaza Dr
Suite 220
Spring, TX 77379
(281) 836-4360


Home loan professionals serving Spring, TX and the surrounding areas with outstanding customer service, expedient closings, and unparalleled industry expertise.

Buying or refinancing a home is a significant financial decision. The choices made by a borrower during a home purchase or refinance will have long-term impacts, lasting decades in most cases. Considering this, we know how daunting the entire process can seem, especially for first-time buyers.

The professionals at SouthPoint Financial Services are proven mortgage lending experts with an understanding that your goals matter most. As you navigate the home loan process, we remain available as trusted resources for you every step of the way.

Spring, Texas Local Lender


Because we live where you live, you get personalized lending service with friendly, accessible mortgage professionals who provide prompt, accurate help whenever needed. We are based in Spring, Texas, and have over ten state licenses covering almost the entire state of Texas. Even though our reach is broad, our customer service and focus on providing outstanding lending solutions makes us the mortgage company of choice for Spring, TX borrowers.

Have a question about interest rates, monthly payments or closing costs? These three subjects are what many home buyers consider most when shopping for a home loan. We are happy to go over all of your options and make the path to home ownership as quick and hassle-free as possible. It all starts when you submit an application for a home loan.

Want to know more about the various types of loans available, like VA loans and other government programs? Visit our loan options page for more information. SouthPoint Financial Services specializes in matching the ideal loan type with the unique needs of the customer, resulting in the most sensible financial solution for the borrower. Start the 3 Steps, Get in Touch with Us Today

Pre-qualification. Pre-approval. Approval.

These are the three critical steps necessary to move your application forward through the loan process. The home buying experience doesn’t have to be confusing and complicated. To help make sense of all of it, rely on SouthPoint Financial Services as a partner for your long-term financial success.

For home buyers or those looking to refinance in Spring, TX, an expert mortgage lender is right next door with SouthPoint Financial Services. Contact us today. We look forward to working with you.

Find A Loan Officer  Apply Now