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VA

At Southpoint Financial, we realize the great sacrifice the many men and women in uniform and their families have made while serving our country. As a means of honoring this dedication, we are pleased to offer hassle-free VA home loans for active duty military and veterans. As a qualified lender for VA loans, we work directly with military members and veterans to help secure the long-term financing they need to purchase a home.

Benefits of a VA Home Loan

There are many great benefits of obtaining a veterans home loan benefits, including:

  • Up to 100 percent financing available
  • Typically no down payment required
  • No mortgage insurance required
  • Very competitive interest rates
  • Limited closing cost

Eligibility for a VA Home Loan

You are guaranteed VA loan entitlement eligibility if you meet any of the following:

  • Served in active duty during wartime for more than 90 consecutive days
  • Served in the National Guard or as a reservist for more than six years
  • Are the spouse of a member of the military that died in the line of duty

What to Expect From Southpoint Financial

At Southpoint Financial, we pride ourselves in offering our clients fast, secure and transparent loan process they need to purchase the VA veteran homes of their dreams. We will walk with you through the entire process from start to finish. Our team has an exemplary record for accuracy in processing paperwork to give you peace of mind that we will handle everything with the greatest of care.

We fully believe that our service men and women deserve the utmost honesty and transparency. In addition to the required Loan Disclosure, we give every customer a Fee Worksheet, which provides borrowers with a detailed breakdown of all the fees and costs associated with their specific loan.

If you want to learn more about your veteran or active duty home loan options, give Southpoint Financial a call today, or contact us by email or through our convenient online contact form.