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Mindy Rothenberger, President, CEO of Southpoint Financial Services, has a vast amount of experience in the Mortgage Banking and Finance Industry and is the catalyst to her success. Having entered the Mortgage Banking and Finance Industry 25 years ago; Mindy has worked her way from the bottom to the top, quickly becoming a top producer in each job function along the way. It is rare for an individual to have all the underwriting certifications and qualifications and have the same success as a top producer on the sales side...
Whether you're a real estate investor, someone looking to buy a vacation property or a first-time home buyer, getting a property loan can be a difficult process. At Southpoint, we know that loan documents are hard to understand, and not every home-purchasing situation is the same. That's why we offer a variety of services to help your home buying process go smoothly and hassle-free.
At Southpoint, we start by walking you through the entire purchase, ensuring you understand and are comfortable with every phase of the process.
We also have in-house underwriters. This means that your loan officer can communicate directly with the underwriter to avoid unnecessary delays. We offer loans and down payment assistance through county based programs. We can also help lower your down payment with FHA and Home Possible.
As someone who makes real estate investments, you face a different set of challenges compared to first-time home buyers. Our investment loans can help with any issues you may encounter.
You'll also enjoy the convenience of in-house underwriters who will help make the process faster and avoid delays. We can also check if you're eligible for Fannie Mae options to make the process more affordable.
Just because you're not a real estate investor doesn't mean you won't buy a second home.
Buying a vacation home, for instance, is quite common. Since this won't be your primary residence, you'll need to meet strict underwriting guidelines.
At Southpoint, we can make this easier for you. We can help you get your second home mortgage and assist you in buying your second home.
SouthPoint Financial Services is a full service, Georgia based, mortgage lender which offers government backed loans and conventional loans. We can help you buy your first home or refinance your existing home, vacation home, or investment property. We've also expanded to twelve states to better service clients around the country.
We are also one of the few local mortgage lenders that handle every step of the process with in-house processing, underwriting and document preparation.
Are you on the market for a home for you and your family?
Do you want to refinance your current mortgage?
If so, Southpoint Financial has affordable home loan options to help you purchase the home of your dreams.
We offer personalized services to ensure you obtain the mortgage that's best for you and your family.
An Adjustable Rate Mortgage loan (ARM loan) typically offers better interest rates than a fixed rate mortgage, allowing you to save a substantial amount of money in interest.
They also are riskier because monthly payments and interest rates can fluctuate from year to year.
However, even with the added risk, an ARM loan could be the ideal lending option depending on your specific situation.
FHA loans are very popular for first-time homebuyers. These loans are insured through the Federal Housing Administration, or FHA.
This backing by the FHA enables qualified lenders to offer credit to prospective home buyers with less than perfect credit.
This, in turn, makes home ownership a reality for many families who otherwise may be denied credit by private lenders.
Fixed rate mortgage loans are the most common home loan option on the market today.
But just because it's popular doesn't mean that it is ideal for you.
It is important to understand what a fixed-rate mortgage is before determining if it is the right option for you.
Are you a senior over the age of 62 and struggling to find the financial resources to maintain your current lifestyle or keep up with necessary home repairs? If so, a reverse mortgage home loan may be the right solution for you.
This type of reverse loan home mortgage can put money in your pocket now to spend on the things you need.
USDA loans offer one of the best ways for low- to moderate-income families to make their dream of home ownership a reality.
These loans are guaranteed by the U.S. Department of Agriculture, which enable families who may be ineligible for traditional home financing options the ability to secure a home loan.
The purpose of the program is to spur home ownership in rural areas.
At Southpoint Financial, we realize the great sacrifice the many men and women in uniform and their families have made while serving our country.
As a means of honoring this dedication, we are pleased to offer hassle-free VA home loans for active duty military and veterans.
As a qualified lender for VA loans, we work directly with military members and veterans to help secure the long-term financing they need to purchase a home.
Looking to make a move to Houston, or maybe just thinking about buying some property there?
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